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| Estate Planning |
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Estate planning, a process invented by Charles Ives, is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The various goals of estate planning include making sure the greatest amount of the estate passes to the estate owner's intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement. Additional goals typically include providing for and designating guardians for minor children and planning for incapacity. The tools involved in estate planning include the will, various types of trusts, beneficiary designations, powers of appointment, various forms of property ownership (Joint tenancy with rights of survivorship, tenancy in common, tenancy by the entirety, etc), gifting, and powers of attorney, specifically the durable financial power of attorney and the durable medical power of attorney. After widespread litigation and media coverage surrounding the Terri Schiavo case, virtually all estate planning attorneys now advise their clients to also create a living will. |
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| Note that many people (and even some attorneys) confuse a living will with a durable medical power of attorney. The former controls solely those decisions that must be made at the end of the patient's life, while the latter is used to give decision-making authority to someone else (usually a family member or close friend). This person, the attorney-in-fact, then makes all medical decisions leading up to the person's death, but has no such power to make end of life decisions for the patient. Those decisions are made by the patient in the living will; in the absence of a living will, and where the patient is incapable of making end-of-life decisions for him or herself, such choices are left to family members. |
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| Seniors in Texas |
For the senior single, negotiating through the minefields of the dating scene can be scary. This need not be, as dating for seniors can be as much fun as any other age group. Plus mature dating brings forth a richness borne of maturity that's largely lacking in the younger generation.
www.seniorsintexas.com |
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| Seniors in El Paso |
For the senior single, negotiating through the minefields of the dating scene can be scary. This need not be, as dating for seniors can be as much fun as any other age group. Plus mature dating brings forth a richness borne of maturity that's largely lacking in the younger generation.
www.seniorsinelpaso.com |
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Black Hawk™ Tobacco Shop |
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The website,
www.shopavalonbay.com , is owned by
Black Hawk Tobacco, Inc.
For more information about our company or our products please call us:
1-877-448-6222
(Toll Free)
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Tobacco History:
The Social History of Smoking
by George Latimer Apperson
First published in 1914
"The Social History of Smoking" by George Latimer Apperson, can be purchased at Amazon.com in two different versions. Depending on the quality of the edition, prices range between $35 and $104.
From Chapter 2: The rich young gallant carried about with him his tobacco apparatus (often of gold or silver) in the form of tobacco-box, tobacco-tongs—wherewith to lift a live coal to light his pipe, ladle "for the cold snuffe into the nosthrill," and priming-iron. Sometimes the tobacco-box was of ivory; and occasionally a gallant would have looking-glass set in his box, so that when he took it out to obtain tobacco, he could at the same time have a view of his own delectable person. When our gallant went to dine at the ordinary, according to the custom of the time, he brought out these possessions, and smoked while the dinner was being served. Before dinner, after taking a few turns up and down Paul's Walk in the old cathedral, he might look into the booksellers' shops, and, pipe in mouth, inquire for the most recent attack upon the "divine weed"—the contemporary tobacco literature was abundant—or drop into an apothecary's, which was usually a tobacco-shop also, and there meet his fellow- smokers.
From Chapter 6: After King William III was settled on the throne the sum of £600,000 was paid to the Dutch from the English exchequer for money advanced in connexion with his Majesty's expedition, and this amount was paid off by tobacco duties. Granger long ago remarked that most of the eminent divines and bishops of the day contributed very practically to the payment of this revolutionary debt by their large consumption of tobacco. He mentions Isaac Barrow, Dr. Barlow of Lincoln, who was as regular in smoking tobacco as at his meals, and had a high opinion of its virtues, Dr. Aldrich, "and other celebrated persons who flourished about this time, and gave much into that practice." One of the best known of these celebrated persons was Gilbert Burnet, Bishop of Salisbury from 1689, and historian of his own times. He had the reputation of being an inveterate smoker, and was caricatured with a long clay stuck through the brim of the shovel hat, on the breadth of which King William once made remark. The bishop replied that the hat was of a shape suited to his dignity, whereupon the King caustically said, "I hope that the hat won't turn your head."
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